Regulatory Compliance

Transparency is fundamental to trust. Here's our complete regulatory status.

⚠️ Important Notice: SEC Registration Pending

AlphaAI StockX is currently in the process of registering as a Registered Investment Advisor (RIA) with the U.S. Securities and Exchange Commission.

Until our SEC registration is complete (expected Q2-Q3 2026), we operate as a technology platform in partnership with Alpaca Securities LLC, a FINRA-registered broker-dealer.

We do NOT provide personalized investment advice. All trading decisions are made solely by you.

SEC RIA Registration

PENDING

Registered Investment Advisor Application

Status: Form ADV filing in progress

Expected Completion: Q2-Q3 2026 (12-18 months)

Investment Required: $500K-1M

Once approved, we will be able to provide personalized investment advice and portfolio management services.

Broker-Dealer Partnership

ACTIVE

Alpaca Securities LLC

Partner: Alpaca Securities LLC

Status: FINRA Member, SIPC Protected

CRD Number: 288202

All trades are executed through Alpaca's SEC-registered, FINRA-member broker-dealer platform with full SIPC protection.

Verify on FINRA BrokerCheck →

KYC/AML Systems

INTEGRATION IN PROGRESS

Know Your Customer & Anti-Money Laundering

Current Status: Framework implemented, production integration pending

Planned Providers:

Persona (Identity Verification) - $50-100/verification
Chainalysis (AML Screening) - $10K-50K/month
OFAC/PEP Sanctions Screening - Real-time

Timeline: Q1 2026 (2-3 months)

Investment: $100K-200K setup + $15K-60K/month

Client Fund Protection

VIA ALPACA (ACTIVE)

Custody & Insurance

Current Protection:

SIPC Insurance: Up to $500,000 per account (via Alpaca)
Segregated Accounts: Client funds kept separate
Daily Reconciliation: Automated monitoring

Future Enhancement: Direct bank custody partnership with Apex Clearing or BNY Mellon ($500K-1M setup, Q2 2026)

Security Certifications

IN PROGRESS

Industry Security Standards

Planned Certifications:

SOC 2 Type II: Audit scheduled Q1 2026 ($50K-100K)
ISO 27001: Target Q2 2026 ($30K-60K)
PCI DSS Level 1: If handling card payments ($100K-200K)

Current Security: AES-256 encryption, TLS 1.3, WAF, DDoS protection, penetration testing

International Licenses

PLANNED 2026-2027

Global Expansion Roadmap

Phase 1 (2026):

UK FCA Authorization ($500K-1M, 12-18 months)
EU MiFID II Passport ($1-2M, 18-24 months)

Phase 2 (2027):

Singapore MAS License
Australia ASIC License
Canada IIROC Membership

What This Means for You

✅ What You CAN Do Today:

Trade stocks and ETFs commission-free through Alpaca Securities (FINRA member)
Use AI-powered tools for market analysis and research
Access real-time market data and trading signals
Backtest your own trading strategies
Benefit from SIPC protection (up to $500,000 per account)

⚠️ What We CANNOT Do (Until SEC Registration):

Provide personalized investment advice tailored to your financial situation
Make investment decisions on your behalf (discretionary management)
Recommend specific securities based on your profile

Our Commitment:

We're building the most compliant, transparent AI trading platform in the industry. We will never cut corners on regulatory compliance. Every step of our registration process will be publicly disclosed here.

Roadmap to Full Compliance

Q1 2026: Foundation

File SEC Form ADV for RIA registration
Hire Chief Compliance Officer ($200K-300K/year)
Integrate Persona for KYC verification
Integrate Chainalysis for AML screening
SOC 2 Type II audit kickoff

Q2-Q3 2026: Regulatory Approval

SEC RIA registration approval (target)
SOC 2 Type II certification complete
ISO 27001 certification achieved
Bank custody partnership finalized (Apex/BNY Mellon)
Begin offering advisory services

Q4 2026: Full Compliance

Fully operational as SEC-registered RIA
Discretionary portfolio management available
Begin international expansion (UK FCA, EU MiFID II)
$1B+ valuation target achieved

Questions About Compliance?

We're committed to transparency. If you have questions about our regulatory status, compliance procedures, or roadmap, please reach out.

Contact Compliance Team Read Full Risk Disclosure

Last Updated: October 21, 2025

This page is updated regularly as our compliance status changes. Check back frequently for the latest information.

Trading and investing involve substantial risk of loss. Past performance is not indicative of future results. This platform provides tools and technology only; we do not provide personalized investment advice.

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